About the Illinois Municipal Retirement Fund

The Illinois Municipal Retirement Fund (IMRF) is a defined benefit retirement plan whose enrollment is required by Illinois law for all county employees expected to work over 600 hours per year.  The only exception to the rule is for County educators who are enrolled in the Teacher’s Retirement System (TRS).  Sheriff’s Deputies are enrolled into the Sheriff’s Law Enforcement Personnel plan.  Employees contribute 4.5% (7.5% for SLEP) of eligible wages.

IMRF offers Retirement, disability, and death benefits.

Retirement Benefits - Upon retiring from an IMRF position and being vested with IMRF, you are eligible for a monthly pension which is payable for the rest of your life.

Disability Benefits - You are eligible for monthly payments up to 50% of your average monthly earnings if you have at least 12 consecutive months of service credit, are disabled more than 30 days, and are not being paid by the county.

Death Benefits - Death benefits are paid to your designated beneficiary’s and depends on the amount of service credit.